Details

Social Security For Dummies


Social Security For Dummies


4. Aufl.

von: Jonathan Peterson

17,99 €

Verlag: Wiley
Format: PDF
Veröffentl.: 25.09.2020
ISBN/EAN: 9781119689966
Sprache: englisch
Anzahl Seiten: 336

DRM-geschütztes eBook, Sie benötigen z.B. Adobe Digital Editions und eine Adobe ID zum Lesen.

Beschreibungen

<p><i>“Social Security for Dummies is a must read for people of any age who want a comfortable retirement. … The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book.”</i> </p> <p><b>         —Liz Weston,</b> personal finance columnist and author of the bestselling <i>Your Credit Score and</i><br />             <i>The 10 Commandments of Money  </i></p> <p><b>Claim the benefits you’ve earned </b> </p> <p>The award-winning <i>Social Security For Dummies—</i>now in its fourth edition— is the one guide you need to navigate the often-complex world of Social Security benefits. You’ll learn when to start claiming, how much you can expect to receive, where to find Social Security calculators, and more.  </p> <p>Since 1937, workers across the United States have set aside a portion of their wages to fund Social Security, which, for many of us, forms the basis of our retirement income. Despite its central importance in our lives, few of us understand how Social Security really works. That’s where <i>Social Security For Dummies</i> comes in. Written in an easy-to-follow, clear language, it provides comprehensive information on how to negotiate the sometimes labyrinthine system and claim everything you qualify for. You’ll learn how to: </p> <p>·         Navigate the Social Security website </p> <p>·         Know which options you qualify for </p> <p>·         Use Social Security calculators </p> <p>·         Get answers to frequently asked questions </p> <p>Retirement is the time for you to kick back, relax, and enjoy the fruits of your labors—<i>Social Security For Dummies</i> makes it easier.   </p> <p><b>Praise for<i>  </i></b><b><i>Social Security For Dummies</i></b><b>: </b> </p> <p><i>“</i>Social Security for Dummies<i> is a must read for people of any age who want a comfortable retirement. Jonathan Peterson does a great job of explaining this complicated system and helps you understand how to get the most from the benefits you've earned. The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book.”</i> </p> <p><b>  </b><b>—Liz Weston,</b> personal finance columnist and author of  <i>The Ten Commandments of Money</i><br />          </p> <p><i>“This is your go-to book on Social Security. Chock-full of useful tips, easy to use, and well organized, it answers all your questions about Social Security.”</i> <br />    —<b>Steve Vernon,</b><b> </b>author of <i>Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck</i> and           CBS MoneyWatch commentator   </p> <p><i>“</i>Social Security for Dummies<i> is indispensable for anyone who wants to get the best possible deal from Social Security — and that means all of us, young and old, because everyone will need Social Security benefits in this era of disappearing pensions and dwindling savings. Strategies for single people, for married couples, for survivors, for divorced people: You can find expert advice on all these subjects and more in this easy-to-understand guide to a very complex subject.” </i> </p> <p>    —<b> Bob Rosenblatt, </b>editor of HelpwithAging.com and Senior Fellow at the National Academy of Social Insurance </p> <p> </p> <p><br /><br /><br /><br /><br /></p>
<p>Introduction 1</p> <p><b>Part 1: Getting Started with Social Security 5</b></p> <p>Chapter 1: What Social Security Is and Why You Need It 7</p> <p>Chapter 2: A Breakdown of Benefits 19</p> <p>Chapter 3: Deciding When to Start Collecting Retirement Benefits 39</p> <p>Chapter 4: Protecting Your Number and Securing Your Card 57</p> <p><b>Part 2: Taking the Plunge: Filing for Social Security 73</b></p> <p>Chapter 5: Signing Up for Benefits 75</p> <p>Chapter 6: Determining How Much You’ve Earned 89</p> <p>Chapter 7: Navigating the System 99</p> <p>Chapter 8: When You and Social Security Disagree: The Appeals Process 123</p> <p><b>Part 3: Who Benefits and When 141</b></p> <p>Chapter 9: Spousal Benefits: Watching Out for Each Other 143</p> <p>Chapter 10: Family Benefits: Who Gets What 157</p> <p>Chapter 11: When You Can’t Work: Social Security Disability Benefits 173</p> <p><b>Part 4: Social Security and Your Future 197</b></p> <p>Chapter 12: Enrolling in Medicare 199</p> <p>Chapter 13: Working in “Retirement” 221</p> <p>Chapter 14: Shaping a Financial Future You Can Live With 241</p> <p><b>Part 5: The Part of Tens 253</b></p> <p>Chapter 15: Ten Myths about Social Security 255</p> <p>Chapter 16: Ten Reasons Young People Should Care about Social Security 265</p> <p>Chapter 17: Ten Choices Facing the Country about the Future of Social Security 273</p> <p><b>Part 6: Appendixes 281</b></p> <p>Appendix A: Glossary 283</p> <p>Appendix B: Resources 291</p> <p>Appendix C: Strengthening Social Security 297</p> <p>Index 301</p>
<p><b>Jonathan Peterson</b> is a former executive communications director at AARP and an award-winning journalist. His interest in Social Security began when he covered the political debate that led to major reforms in 1983. He is a former economics and politics correspondent for the <i>Los Angeles Times</i>.
<ul> <li>Make sure you get the benefits you've earned</li> <li>Navigate your way around the complex system with ease</li> <li>Incorporate Social Security into your financial plan</li> </ul> <p><b>Claim benefits you've earned—simply</b> <p>Despite its importance in our lives, few of us understand how our Social Security actually works and how to manage it. Luckily, this easy-to-follow guide helps you navigate the complex Social Security system, offering the trusted advice you need to ensure you're getting the most out of your benefits. Retirement is your time to relax and enjoy the fruits of your labor; this book takes all the worry away and helps you get all the benefits you've earned. <p><b>Inside...</b> <ul> <li>Know how much you qualify for</li> <li>Use Social Security calculators</li> <li>Understand disability and survivor benefits</li> <li>Decide when to start collecting</li> <li>See how Medicare fits in</li> <li>Develop a retirement plan</li> <li>Understand the appeals process</li> </ul>

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